City vs city
Bend vs Merlin, OR
Bend currently scores 4 points higher overall than Merlin, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bend: 30/100 · Merlin: 26/100
Bend is 4 points higher.
Flood
Bend: 23/100 · Merlin: 34/100
Merlin is 11 points higher.
Bend: FEMA NFHL flood zones: 2 features intersect this tile.
Merlin: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bend: 7/100 · Merlin: 4/100
Bend is 3 points higher.
Bend: Wind exposure derived from ingested design wind / climatology tiles.
Merlin: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bend: 7/100 · Merlin: 2/100
Bend is 5 points higher.
Bend: Lightning exposure derived from ingested climatology tiles.
Merlin: Lightning exposure derived from ingested climatology tiles.
Tornado
Bend: 0/100 · Merlin: 0/100
No gap.
Bend: Tornado risk derived from NOAA SPC historical reports.
Merlin: Tornado risk derived from NOAA SPC historical reports.
Hail
Bend: 64/100 · Merlin: 7/100
Bend is 57 points higher.
Bend: Hail risk derived from NOAA SPC historical reports.
Merlin: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bend: Unavailable · Merlin: Unavailable
A score difference cannot be calculated without both sources.
Bend: Storm surge model is not available for this location yet.
Merlin: Storm surge model is not available for this location yet.
Wildfire
Bend: 72/100 · Merlin: 96/100
Merlin is 24 points higher.
Bend: Wildfire exposure derived from ingested fire potential tiles.
Merlin: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Bend: 7/100 · Merlin: 14/100
Merlin is 7 points higher.
Bend: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Merlin: Air quality signal derived from the latest EPA AirNow combined AQI grid.
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