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City vs city

Bay City vs Pacific City, OR

Pacific City currently scores 19 points higher overall than Bay City, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Bay City

19/100

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Pacific City

38/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Bay City: 19/100 · Pacific City: 38/100

Pacific City is 19 points higher.

Flood

Bay City: 33/100 · Pacific City: 92/100

Pacific City is 59 points higher.

Bay City: FEMA NFHL flood zones: 10 features intersect this tile.

Pacific City: FEMA NFHL flood zones: 13 features intersect this tile.

Wind

Bay City: 5/100 · Pacific City: 5/100

No gap.

Bay City: Wind exposure derived from ingested design wind / climatology tiles.

Pacific City: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Bay City: 0/100 · Pacific City: 0/100

No gap.

Bay City: Lightning exposure derived from ingested climatology tiles.

Pacific City: Lightning exposure derived from ingested climatology tiles.

Tornado

Bay City: 0/100 · Pacific City: 0/100

No gap.

Bay City: Tornado risk derived from NOAA SPC historical reports.

Pacific City: Tornado risk derived from NOAA SPC historical reports.

Hail

Bay City: 1/100 · Pacific City: 0/100

Bay City is 1 points higher.

Bay City: Hail risk derived from NOAA SPC historical reports.

Pacific City: Hail risk derived from NOAA SPC historical reports.

Storm surge

Bay City: Unavailable · Pacific City: Unavailable

A score difference cannot be calculated without both sources.

Bay City: Storm surge model is not available for this location yet.

Pacific City: Storm surge model is not available for this location yet.

Wildfire

Bay City: 46/100 · Pacific City: 45/100

Bay City is 1 points higher.

Bay City: Wildfire exposure derived from ingested fire potential tiles.

Pacific City: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Bay City: 8/100 · Pacific City: 8/100

No gap.

Bay City: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Pacific City: Air quality signal derived from the latest EPA AirNow combined AQI grid.