City vs city
Smith Village vs Spencer, OK
Spencer currently scores 2 points higher overall than Smith Village, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Smith Village: 52/100 · Spencer: 54/100
Spencer is 2 points higher.
Flood
Smith Village: 71/100 · Spencer: 67/100
Smith Village is 4 points higher.
Smith Village: FEMA NFHL flood zones: 15 features intersect this tile.
Spencer: FEMA NFHL flood zones: 11 features intersect this tile.
Wind
Smith Village: 17/100 · Spencer: 17/100
No gap.
Smith Village: Wind exposure derived from ingested design wind / climatology tiles.
Spencer: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Smith Village: 63/100 · Spencer: 63/100
No gap.
Smith Village: Lightning exposure derived from ingested climatology tiles.
Spencer: Lightning exposure derived from ingested climatology tiles.
Tornado
Smith Village: 69/100 · Spencer: 73/100
Spencer is 4 points higher.
Smith Village: Tornado risk derived from NOAA SPC historical reports.
Spencer: Tornado risk derived from NOAA SPC historical reports.
Hail
Smith Village: 100/100 · Spencer: 100/100
No gap.
Smith Village: Hail risk derived from NOAA SPC historical reports.
Spencer: Hail risk derived from NOAA SPC historical reports.
Storm surge
Smith Village: Unavailable · Spencer: Unavailable
A score difference cannot be calculated without both sources.
Smith Village: Storm surge model is not available for this location yet.
Spencer: Storm surge model is not available for this location yet.
Wildfire
Smith Village: 18/100 · Spencer: 34/100
Spencer is 16 points higher.
Smith Village: Wildfire exposure derived from ingested fire potential tiles.
Spencer: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Smith Village: 27/100 · Spencer: 27/100
No gap.
Smith Village: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Spencer: Air quality signal derived from the latest EPA AirNow combined AQI grid.