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Direct answer
Is Miami, OK safe from lightning?
Miami is not considered low-risk for lightning right now. The current long-term score is 81/100 (high).
City score
81/100
Level: high
P85-based state reference
71/100
Same hazard across OK.
Comparison
Miami is 10 points above the state reference for this hazard.
Why this answer
Lightning exposure derived from ingested climatology tiles.
This answer combines long-term hazard scoring with current live signals. Use the live page for active watch/warning context over the next 6-24 hours.
Insurance pricing and deductible structure can still vary by neighborhood and carrier, so validate policy details against this risk profile.
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