City vs city
Kingfisher vs Loyal, OK
Kingfisher currently scores 5 points higher overall than Loyal, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Kingfisher: 52/100 · Loyal: 47/100
Kingfisher is 5 points higher.
Flood
Kingfisher: 77/100 · Loyal: 58/100
Kingfisher is 19 points higher.
Kingfisher: FEMA NFHL flood zones: 16 features intersect this tile.
Loyal: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Kingfisher: 18/100 · Loyal: 18/100
No gap.
Kingfisher: Wind exposure derived from ingested design wind / climatology tiles.
Loyal: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Kingfisher: 72/100 · Loyal: 74/100
Loyal is 2 points higher.
Kingfisher: Lightning exposure derived from ingested climatology tiles.
Loyal: Lightning exposure derived from ingested climatology tiles.
Tornado
Kingfisher: 58/100 · Loyal: 19/100
Kingfisher is 39 points higher.
Kingfisher: Tornado risk derived from NOAA SPC historical reports.
Loyal: Tornado risk derived from NOAA SPC historical reports.
Hail
Kingfisher: 100/100 · Loyal: 91/100
Kingfisher is 9 points higher.
Kingfisher: Hail risk derived from NOAA SPC historical reports.
Loyal: Hail risk derived from NOAA SPC historical reports.
Storm surge
Kingfisher: Unavailable · Loyal: Unavailable
A score difference cannot be calculated without both sources.
Kingfisher: Storm surge model is not available for this location yet.
Loyal: Storm surge model is not available for this location yet.
Wildfire
Kingfisher: 15/100 · Loyal: 44/100
Loyal is 29 points higher.
Kingfisher: Wildfire exposure derived from ingested fire potential tiles.
Loyal: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Kingfisher: 27/100 · Loyal: 27/100
No gap.
Kingfisher: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Loyal: Air quality signal derived from the latest EPA AirNow combined AQI grid.