City vs city
Cloud Creek vs Jay, OK
Jay currently scores 8 points higher overall than Cloud Creek, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cloud Creek: 44/100 · Jay: 52/100
Jay is 8 points higher.
Flood
Cloud Creek: 45/100 · Jay: 47/100
Jay is 2 points higher.
Cloud Creek: FEMA NFHL flood zones: 2 features intersect this tile.
Jay: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Cloud Creek: 16/100 · Jay: 16/100
No gap.
Cloud Creek: Wind exposure derived from ingested design wind / climatology tiles.
Jay: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cloud Creek: 68/100 · Jay: 69/100
Jay is 1 points higher.
Cloud Creek: Lightning exposure derived from ingested climatology tiles.
Jay: Lightning exposure derived from ingested climatology tiles.
Tornado
Cloud Creek: 19/100 · Jay: 42/100
Jay is 23 points higher.
Cloud Creek: Tornado risk derived from NOAA SPC historical reports.
Jay: Tornado risk derived from NOAA SPC historical reports.
Hail
Cloud Creek: 67/100 · Jay: 100/100
Jay is 33 points higher.
Cloud Creek: Hail risk derived from NOAA SPC historical reports.
Jay: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cloud Creek: Unavailable · Jay: Unavailable
A score difference cannot be calculated without both sources.
Cloud Creek: Storm surge model is not available for this location yet.
Jay: Storm surge model is not available for this location yet.
Wildfire
Cloud Creek: 64/100 · Jay: 57/100
Cloud Creek is 7 points higher.
Cloud Creek: Wildfire exposure derived from ingested fire potential tiles.
Jay: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Cloud Creek: 30/100 · Jay: 30/100
No gap.
Cloud Creek: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Jay: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.