City vs city
St. Marys vs Toledo, OH
Toledo currently scores 5 points higher overall than St. Marys, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
St. Marys: 42/100 · Toledo: 47/100
Toledo is 5 points higher.
Flood
St. Marys: 59/100 · Toledo: 62/100
Toledo is 3 points higher.
St. Marys: FEMA NFHL flood zones: 8 features intersect this tile.
Toledo: FEMA NFHL flood zones: 5 features intersect this tile.
Wind
St. Marys: 16/100 · Toledo: 17/100
Toledo is 1 points higher.
St. Marys: Wind exposure derived from ingested design wind / climatology tiles.
Toledo: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
St. Marys: 65/100 · Toledo: 38/100
St. Marys is 27 points higher.
St. Marys: Lightning exposure derived from ingested climatology tiles.
Toledo: Lightning exposure derived from ingested climatology tiles.
Tornado
St. Marys: 27/100 · Toledo: 46/100
Toledo is 19 points higher.
St. Marys: Tornado risk derived from NOAA SPC historical reports.
Toledo: Tornado risk derived from NOAA SPC historical reports.
Hail
St. Marys: 53/100 · Toledo: 100/100
Toledo is 47 points higher.
St. Marys: Hail risk derived from NOAA SPC historical reports.
Toledo: Hail risk derived from NOAA SPC historical reports.
Storm surge
St. Marys: Unavailable · Toledo: Unavailable
A score difference cannot be calculated without both sources.
St. Marys: Storm surge model is not available for this location yet.
Toledo: Storm surge model is not available for this location yet.
Wildfire
St. Marys: 0/100 · Toledo: 30/100
Toledo is 30 points higher.
St. Marys: Wildfire exposure derived from ingested fire potential tiles.
Toledo: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
St. Marys: 34/100 · Toledo: 39/100
Toledo is 5 points higher.
St. Marys: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Toledo: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.