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City vs city
Spencer vs Toledo, OH
Toledo currently scores 18 points higher overall than Spencer, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Spencer: 29/100 · Toledo: 47/100
Toledo is 18 points higher.
Flood
Spencer: 48/100 · Toledo: 65/100
Toledo is 17 points higher.
Wind
Spencer: 17/100 · Toledo: 17/100
No gap.
Lightning
Spencer: 59/100 · Toledo: 37/100
Spencer is 22 points higher.
Tornado
Spencer: 16/100 · Toledo: 48/100
Toledo is 32 points higher.
Hail
Spencer: 20/100 · Toledo: 100/100
Toledo is 80 points higher.
Storm surge
Spencer: 0/100 · Toledo: 0/100
No gap.