City vs city
Phillipsburg vs Trotwood, OH
Phillipsburg currently scores 3 points higher overall than Trotwood, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Phillipsburg: 35/100 · Trotwood: 32/100
Phillipsburg is 3 points higher.
Flood
Phillipsburg: 62/100 · Trotwood: 50/100
Phillipsburg is 12 points higher.
Phillipsburg: FEMA NFHL flood zones: 9 features intersect this tile.
Trotwood: FEMA NFHL flood zones: 2 features intersect this tile.
Wind
Phillipsburg: 15/100 · Trotwood: 15/100
No gap.
Phillipsburg: Wind exposure derived from ingested design wind / climatology tiles.
Trotwood: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Phillipsburg: 55/100 · Trotwood: 41/100
Phillipsburg is 14 points higher.
Phillipsburg: Lightning exposure derived from ingested climatology tiles.
Trotwood: Lightning exposure derived from ingested climatology tiles.
Tornado
Phillipsburg: 69/100 · Trotwood: 23/100
Phillipsburg is 46 points higher.
Phillipsburg: Tornado risk derived from NOAA SPC historical reports.
Trotwood: Tornado risk derived from NOAA SPC historical reports.
Hail
Phillipsburg: 10/100 · Trotwood: 58/100
Trotwood is 48 points higher.
Phillipsburg: Hail risk derived from NOAA SPC historical reports.
Trotwood: Hail risk derived from NOAA SPC historical reports.
Storm surge
Phillipsburg: Unavailable · Trotwood: Unavailable
A score difference cannot be calculated without both sources.
Phillipsburg: Storm surge model is not available for this location yet.
Trotwood: Storm surge model is not available for this location yet.
Wildfire
Phillipsburg: 1/100 · Trotwood: 2/100
Trotwood is 1 points higher.
Phillipsburg: Wildfire exposure derived from ingested fire potential tiles.
Trotwood: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Phillipsburg: 34/100 · Trotwood: 36/100
Trotwood is 2 points higher.
Phillipsburg: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Trotwood: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.