City vs city
Fremont vs Oak Harbor, OH
Oak Harbor currently scores 4 points higher overall than Fremont, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Fremont: 40/100 · Oak Harbor: 44/100
Oak Harbor is 4 points higher.
Flood
Fremont: 62/100 · Oak Harbor: 100/100
Oak Harbor is 38 points higher.
Fremont: FEMA NFHL flood zones: 11 features intersect this tile.
Oak Harbor: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Fremont: 17/100 · Oak Harbor: 17/100
No gap.
Fremont: Wind exposure derived from ingested design wind / climatology tiles.
Oak Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Fremont: 59/100 · Oak Harbor: 50/100
Fremont is 9 points higher.
Fremont: Lightning exposure derived from ingested climatology tiles.
Oak Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Fremont: 19/100 · Oak Harbor: 8/100
Fremont is 11 points higher.
Fremont: Tornado risk derived from NOAA SPC historical reports.
Oak Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Fremont: 71/100 · Oak Harbor: 85/100
Oak Harbor is 14 points higher.
Fremont: Hail risk derived from NOAA SPC historical reports.
Oak Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Fremont: Unavailable · Oak Harbor: Unavailable
A score difference cannot be calculated without both sources.
Fremont: Storm surge model is not available for this location yet.
Oak Harbor: Storm surge model is not available for this location yet.
Wildfire
Fremont: 16/100 · Oak Harbor: 11/100
Fremont is 5 points higher.
Fremont: Wildfire exposure derived from ingested fire potential tiles.
Oak Harbor: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Fremont: 36/100 · Oak Harbor: 37/100
Oak Harbor is 1 points higher.
Fremont: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Harbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.