City vs city
Dayton vs Oak Harbor, OH
Oak Harbor currently scores 13 points higher overall than Dayton, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Dayton: 31/100 · Oak Harbor: 44/100
Oak Harbor is 13 points higher.
Flood
Dayton: 59/100 · Oak Harbor: 100/100
Oak Harbor is 41 points higher.
Dayton: FEMA NFHL flood zones: 5 features intersect this tile.
Oak Harbor: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Dayton: 15/100 · Oak Harbor: 17/100
Oak Harbor is 2 points higher.
Dayton: Wind exposure derived from ingested design wind / climatology tiles.
Oak Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Dayton: 38/100 · Oak Harbor: 50/100
Oak Harbor is 12 points higher.
Dayton: Lightning exposure derived from ingested climatology tiles.
Oak Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Dayton: 0/100 · Oak Harbor: 8/100
Oak Harbor is 8 points higher.
Dayton: Tornado risk derived from NOAA SPC historical reports.
Oak Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Dayton: 39/100 · Oak Harbor: 85/100
Oak Harbor is 46 points higher.
Dayton: Hail risk derived from NOAA SPC historical reports.
Oak Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Dayton: Unavailable · Oak Harbor: Unavailable
A score difference cannot be calculated without both sources.
Dayton: Storm surge model is not available for this location yet.
Oak Harbor: Storm surge model is not available for this location yet.
Wildfire
Dayton: 2/100 · Oak Harbor: 11/100
Oak Harbor is 9 points higher.
Dayton: Wildfire exposure derived from ingested fire potential tiles.
Oak Harbor: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Dayton: 35/100 · Oak Harbor: 37/100
Oak Harbor is 2 points higher.
Dayton: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Harbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.