City vs city
Coldwater vs Wapakoneta, OH
Wapakoneta currently scores 16 points higher overall than Coldwater, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Coldwater: 32/100 · Wapakoneta: 48/100
Wapakoneta is 16 points higher.
Flood
Coldwater: 52/100 · Wapakoneta: 48/100
Coldwater is 4 points higher.
Coldwater: FEMA NFHL flood zones: 2 features intersect this tile.
Wapakoneta: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Coldwater: 16/100 · Wapakoneta: 16/100
No gap.
Coldwater: Wind exposure derived from ingested design wind / climatology tiles.
Wapakoneta: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Coldwater: 71/100 · Wapakoneta: 64/100
Coldwater is 7 points higher.
Coldwater: Lightning exposure derived from ingested climatology tiles.
Wapakoneta: Lightning exposure derived from ingested climatology tiles.
Tornado
Coldwater: 8/100 · Wapakoneta: 42/100
Wapakoneta is 34 points higher.
Coldwater: Tornado risk derived from NOAA SPC historical reports.
Wapakoneta: Tornado risk derived from NOAA SPC historical reports.
Hail
Coldwater: 14/100 · Wapakoneta: 85/100
Wapakoneta is 71 points higher.
Coldwater: Hail risk derived from NOAA SPC historical reports.
Wapakoneta: Hail risk derived from NOAA SPC historical reports.
Storm surge
Coldwater: Unavailable · Wapakoneta: Unavailable
A score difference cannot be calculated without both sources.
Coldwater: Storm surge model is not available for this location yet.
Wapakoneta: Storm surge model is not available for this location yet.
Wildfire
Coldwater: 0/100 · Wapakoneta: 0/100
No gap.
Coldwater: Wildfire exposure derived from ingested fire potential tiles.
Wapakoneta: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Coldwater: 33/100 · Wapakoneta: 34/100
Wapakoneta is 1 points higher.
Coldwater: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Wapakoneta: Air quality signal derived from the latest EPA AirNow combined AQI grid.