City vs city
Cleveland vs Oak Harbor, OH
Oak Harbor currently scores 10 points higher overall than Cleveland, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cleveland: 34/100 · Oak Harbor: 44/100
Oak Harbor is 10 points higher.
Flood
Cleveland: 65/100 · Oak Harbor: 100/100
Oak Harbor is 35 points higher.
Cleveland: FEMA NFHL flood zones: 9 features intersect this tile.
Oak Harbor: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Cleveland: 18/100 · Oak Harbor: 17/100
Cleveland is 1 points higher.
Cleveland: Wind exposure derived from ingested design wind / climatology tiles.
Oak Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cleveland: 35/100 · Oak Harbor: 50/100
Oak Harbor is 15 points higher.
Cleveland: Lightning exposure derived from ingested climatology tiles.
Oak Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Cleveland: 4/100 · Oak Harbor: 8/100
Oak Harbor is 4 points higher.
Cleveland: Tornado risk derived from NOAA SPC historical reports.
Oak Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Cleveland: 68/100 · Oak Harbor: 85/100
Oak Harbor is 17 points higher.
Cleveland: Hail risk derived from NOAA SPC historical reports.
Oak Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cleveland: Unavailable · Oak Harbor: Unavailable
A score difference cannot be calculated without both sources.
Cleveland: Storm surge model is not available for this location yet.
Oak Harbor: Storm surge model is not available for this location yet.
Wildfire
Cleveland: 11/100 · Oak Harbor: 11/100
No gap.
Cleveland: Wildfire exposure derived from ingested fire potential tiles.
Oak Harbor: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cleveland: 36/100 · Oak Harbor: 37/100
Oak Harbor is 1 points higher.
Cleveland: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Harbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.