City vs city
Cincinnati vs Oak Harbor, OH
Oak Harbor currently scores 4 points higher overall than Cincinnati, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Cincinnati: 40/100 · Oak Harbor: 44/100
Oak Harbor is 4 points higher.
Flood
Cincinnati: 52/100 · Oak Harbor: 100/100
Oak Harbor is 48 points higher.
Cincinnati: FEMA NFHL flood zones: 4 features intersect this tile.
Oak Harbor: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Cincinnati: 15/100 · Oak Harbor: 17/100
Oak Harbor is 2 points higher.
Cincinnati: Wind exposure derived from ingested design wind / climatology tiles.
Oak Harbor: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Cincinnati: 51/100 · Oak Harbor: 50/100
Cincinnati is 1 points higher.
Cincinnati: Lightning exposure derived from ingested climatology tiles.
Oak Harbor: Lightning exposure derived from ingested climatology tiles.
Tornado
Cincinnati: 15/100 · Oak Harbor: 8/100
Cincinnati is 7 points higher.
Cincinnati: Tornado risk derived from NOAA SPC historical reports.
Oak Harbor: Tornado risk derived from NOAA SPC historical reports.
Hail
Cincinnati: 100/100 · Oak Harbor: 85/100
Cincinnati is 15 points higher.
Cincinnati: Hail risk derived from NOAA SPC historical reports.
Oak Harbor: Hail risk derived from NOAA SPC historical reports.
Storm surge
Cincinnati: Unavailable · Oak Harbor: Unavailable
A score difference cannot be calculated without both sources.
Cincinnati: Storm surge model is not available for this location yet.
Oak Harbor: Storm surge model is not available for this location yet.
Wildfire
Cincinnati: 8/100 · Oak Harbor: 11/100
Oak Harbor is 3 points higher.
Cincinnati: Wildfire exposure derived from ingested fire potential tiles.
Oak Harbor: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Cincinnati: 36/100 · Oak Harbor: 37/100
Oak Harbor is 1 points higher.
Cincinnati: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Oak Harbor: Air quality signal derived from the latest EPA AirNow combined AQI grid.