City vs city
Bellbrook vs Kettering, OH
Bellbrook currently scores 9 points higher overall than Kettering, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bellbrook: 45/100 · Kettering: 36/100
Bellbrook is 9 points higher.
Flood
Bellbrook: 62/100 · Kettering: 48/100
Bellbrook is 14 points higher.
Bellbrook: FEMA NFHL flood zones: 7 features intersect this tile.
Kettering: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Bellbrook: 15/100 · Kettering: 15/100
No gap.
Bellbrook: Wind exposure derived from ingested design wind / climatology tiles.
Kettering: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bellbrook: 30/100 · Kettering: 32/100
Kettering is 2 points higher.
Bellbrook: Lightning exposure derived from ingested climatology tiles.
Kettering: Lightning exposure derived from ingested climatology tiles.
Tornado
Bellbrook: 69/100 · Kettering: 42/100
Bellbrook is 27 points higher.
Bellbrook: Tornado risk derived from NOAA SPC historical reports.
Kettering: Tornado risk derived from NOAA SPC historical reports.
Hail
Bellbrook: 100/100 · Kettering: 77/100
Bellbrook is 23 points higher.
Bellbrook: Hail risk derived from NOAA SPC historical reports.
Kettering: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bellbrook: Unavailable · Kettering: Unavailable
A score difference cannot be calculated without both sources.
Bellbrook: Storm surge model is not available for this location yet.
Kettering: Storm surge model is not available for this location yet.
Wildfire
Bellbrook: 7/100 · Kettering: 2/100
Bellbrook is 5 points higher.
Bellbrook: Wildfire exposure derived from ingested fire potential tiles.
Kettering: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bellbrook: 35/100 · Kettering: 35/100
No gap.
Bellbrook: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Kettering: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.