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City vs city
Zena vs Carmel, NY
Carmel currently scores 7 points higher overall than Zena, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Zena: 27/100 · Carmel: 34/100
Carmel is 7 points higher.
Flood
Zena: 26/100 · Carmel: 41/100
Carmel is 15 points higher.
Wind
Zena: 20/100 · Carmel: 22/100
Carmel is 2 points higher.
Lightning
Zena: 28/100 · Carmel: 20/100
Zena is 8 points higher.
Tornado
Zena: 8/100 · Carmel: 32/100
Carmel is 24 points higher.
Hail
Zena: 25/100 · Carmel: 31/100
Carmel is 6 points higher.
Storm surge
Zena: 0/100 · Carmel: 0/100
No gap.