City vs state
How does Valley Cottage compare with NY?
Valley Cottage is most below the NY reference in hail (32 points lower).
Use this page to compare city-level risk against the statewide reference for relocation and planning. The benchmark is p85-based state reference, not an arithmetic average. Missing coverage is unavailable, not zero risk.
Score comparison
Overall
Valley Cottage
47/100
NY
49/100
2 points below state reference.
Flood
Valley Cottage
56/100
NY
61/100
5 points below state reference.
Wind
Valley Cottage
22/100
NY
16/100
6 points above state reference.
Lightning
Valley Cottage
23/100
NY
23/100
At state reference.
Tornado
Valley Cottage
0/100
NY
15/100
15 points below state reference.
Hail
Valley Cottage
37/100
NY
69/100
32 points below state reference.
Storm surge
Valley Cottage
83/100
NY
99/100
16 points below state reference.
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