City vs city
University Gardens vs Carmel, NY
University Gardens currently scores 12 points higher overall than Carmel, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
University Gardens: 47/100 · Carmel: 35/100
University Gardens is 12 points higher.
Flood
University Gardens: 28/100 · Carmel: 41/100
Carmel is 13 points higher.
Wind
University Gardens: 26/100 · Carmel: 22/100
University Gardens is 4 points higher.
Lightning
University Gardens: 18/100 · Carmel: 20/100
Carmel is 2 points higher.
Tornado
University Gardens: 4/100 · Carmel: 31/100
Carmel is 27 points higher.
Hail
University Gardens: 72/100 · Carmel: 30/100
University Gardens is 42 points higher.
Storm surge
University Gardens: 99/100 · Carmel: 0/100
University Gardens is 99 points higher.