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City vs city

St. James vs Carmel, NY

Carmel currently scores 6 points higher overall than St. James, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

St. James

28/100

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Carmel

34/100

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Hazard breakdown

Overall

St. James: 28/100 · Carmel: 34/100

Carmel is 6 points higher.

Flood

St. James: 28/100 · Carmel: 41/100

Carmel is 13 points higher.

Wind

St. James: 32/100 · Carmel: 22/100

St. James is 10 points higher.

Lightning

St. James: 14/100 · Carmel: 20/100

Carmel is 6 points higher.

Tornado

St. James: 12/100 · Carmel: 32/100

Carmel is 20 points higher.

Hail

St. James: 16/100 · Carmel: 31/100

Carmel is 15 points higher.

Storm surge

St. James: 0/100 · Carmel: 0/100

No gap.