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City vs city
Speculator vs Carmel, NY
Carmel currently scores 21 points higher overall than Speculator, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Speculator: 13/100 · Carmel: 34/100
Carmel is 21 points higher.
Flood
Speculator: 0/100 · Carmel: 41/100
Carmel is 41 points higher.
Wind
Speculator: 17/100 · Carmel: 22/100
Carmel is 5 points higher.
Lightning
Speculator: 14/100 · Carmel: 20/100
Carmel is 6 points higher.
Tornado
Speculator: 4/100 · Carmel: 32/100
Carmel is 28 points higher.
Hail
Speculator: 7/100 · Carmel: 31/100
Carmel is 24 points higher.
Storm surge
Speculator: 0/100 · Carmel: 0/100
No gap.