Shirley vs Carmel, NY

Shirley currently scores 6 points higher overall than Carmel, with the largest gap in storm surge.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Shirley

40/100

Carmel

34/100

Hazard breakdown

Overall

Shirley: 40/100 · Carmel: 34/100

Shirley is 6 points higher.

Flood

Shirley: 66/100 · Carmel: 41/100

Shirley is 25 points higher.

Wind

Shirley: 36/100 · Carmel: 22/100

Shirley is 14 points higher.

Lightning

Shirley: 15/100 · Carmel: 20/100

Carmel is 5 points higher.

Tornado

Shirley: 8/100 · Carmel: 32/100

Carmel is 24 points higher.

Hail

Shirley: 12/100 · Carmel: 31/100

Carmel is 19 points higher.

Storm surge

Shirley: 95/100 · Carmel: 0/100

Shirley is 95 points higher.

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