Ruby vs Carmel, NY

Carmel currently scores 7 points higher overall than Ruby, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Ruby

27/100

Carmel

34/100

Hazard breakdown

Overall

Ruby: 27/100 · Carmel: 34/100

Carmel is 7 points higher.

Flood

Ruby: 26/100 · Carmel: 41/100

Carmel is 15 points higher.

Wind

Ruby: 20/100 · Carmel: 22/100

Carmel is 2 points higher.

Lightning

Ruby: 28/100 · Carmel: 20/100

Ruby is 8 points higher.

Tornado

Ruby: 8/100 · Carmel: 32/100

Carmel is 24 points higher.

Hail

Ruby: 25/100 · Carmel: 31/100

Carmel is 6 points higher.

Storm surge

Ruby: 0/100 · Carmel: 0/100

No gap.

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