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City vs city
Oxbow vs Carmel, NY
Oxbow and Carmel are tied on overall score, with the biggest factor difference in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Oxbow: 35/100 · Carmel: 35/100
No gap.
Flood
Oxbow: 99/100 · Carmel: 41/100
Oxbow is 58 points higher.
Wind
Oxbow: 16/100 · Carmel: 22/100
Carmel is 6 points higher.
Lightning
Oxbow: 11/100 · Carmel: 20/100
Carmel is 9 points higher.
Tornado
Oxbow: 0/100 · Carmel: 31/100
Carmel is 31 points higher.
Hail
Oxbow: 3/100 · Carmel: 30/100
Carmel is 27 points higher.
Storm surge
Oxbow: 0/100 · Carmel: 0/100
No gap.