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City vs city
Otter Lake vs Utica, NY
Utica currently scores 9 points higher overall than Otter Lake, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Otter Lake: 23/100 · Utica: 32/100
Utica is 9 points higher.
Flood
Otter Lake: 32/100 · Utica: 26/100
Otter Lake is 6 points higher.
Wind
Otter Lake: 17/100 · Utica: 18/100
Utica is 1 points higher.
Lightning
Otter Lake: 8/100 · Utica: 11/100
Utica is 3 points higher.
Tornado
Otter Lake: 0/100 · Utica: 8/100
Utica is 8 points higher.
Hail
Otter Lake: 2/100 · Utica: 83/100
Utica is 81 points higher.
Storm surge
Otter Lake: 0/100 · Utica: 0/100
No gap.