North Bay vs Carmel, NY

Carmel currently scores 4 points higher overall than North Bay, with the largest gap in tornado.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

North Bay

30/100

Carmel

34/100

Hazard breakdown

Overall

North Bay: 30/100 · Carmel: 34/100

Carmel is 4 points higher.

Flood

North Bay: 55/100 · Carmel: 41/100

North Bay is 14 points higher.

Wind

North Bay: 17/100 · Carmel: 22/100

Carmel is 5 points higher.

Lightning

North Bay: 9/100 · Carmel: 20/100

Carmel is 11 points higher.

Tornado

North Bay: 0/100 · Carmel: 32/100

Carmel is 32 points higher.

Hail

North Bay: 34/100 · Carmel: 31/100

North Bay is 3 points higher.

Storm surge

North Bay: 0/100 · Carmel: 0/100

No gap.

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