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City vs city
Napeague vs Carmel, NY
Carmel currently scores 8 points higher overall than Napeague, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Napeague: 26/100 · Carmel: 34/100
Carmel is 8 points higher.
Flood
Napeague: 20/100 · Carmel: 41/100
Carmel is 21 points higher.
Wind
Napeague: 37/100 · Carmel: 22/100
Napeague is 15 points higher.
Lightning
Napeague: 11/100 · Carmel: 20/100
Carmel is 9 points higher.
Tornado
Napeague: 0/100 · Carmel: 32/100
Carmel is 32 points higher.
Hail
Napeague: 1/100 · Carmel: 31/100
Carmel is 30 points higher.
Storm surge
Napeague: 93/100 · Carmel: 0/100
Napeague is 93 points higher.