City vs city
Monticello vs Scotchtown, NY
Monticello currently scores 5 points higher overall than Scotchtown, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Monticello: 31/100 · Scotchtown: 26/100
Monticello is 5 points higher.
Flood
Monticello: 38/100 · Scotchtown: 37/100
Monticello is 1 points higher.
Monticello: FEMA NFHL flood zones: 4 features intersect this tile.
Scotchtown: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Monticello: 20/100 · Scotchtown: 21/100
Scotchtown is 1 points higher.
Monticello: Wind exposure derived from ingested design wind / climatology tiles.
Scotchtown: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Monticello: 28/100 · Scotchtown: 26/100
Monticello is 2 points higher.
Monticello: Lightning exposure derived from ingested climatology tiles.
Scotchtown: Lightning exposure derived from ingested climatology tiles.
Tornado
Monticello: 8/100 · Scotchtown: 8/100
No gap.
Monticello: Tornado risk derived from NOAA SPC historical reports.
Scotchtown: Tornado risk derived from NOAA SPC historical reports.
Hail
Monticello: 28/100 · Scotchtown: 3/100
Monticello is 25 points higher.
Monticello: Hail risk derived from NOAA SPC historical reports.
Scotchtown: Hail risk derived from NOAA SPC historical reports.
Storm surge
Monticello: Unavailable · Scotchtown: Unavailable
A score difference cannot be calculated without both sources.
Monticello: Storm surge model is not available for this location yet.
Scotchtown: Storm surge model is not available for this location yet.
Wildfire
Monticello: 57/100 · Scotchtown: 58/100
Scotchtown is 1 points higher.
Monticello: Wildfire exposure derived from ingested fire potential tiles.
Scotchtown: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Monticello: 35/100 · Scotchtown: 31/100
Monticello is 4 points higher.
Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Scotchtown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.