City vs city

Middletown vs Monticello, NY

Monticello currently scores 6 points higher overall than Middletown, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Middletown

25/100

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Monticello

31/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Middletown: 25/100 · Monticello: 31/100

Monticello is 6 points higher.

Flood

Middletown: 32/100 · Monticello: 38/100

Monticello is 6 points higher.

Middletown: FEMA NFHL flood zones: 4 features intersect this tile.

Monticello: FEMA NFHL flood zones: 4 features intersect this tile.

Wind

Middletown: 21/100 · Monticello: 20/100

Middletown is 1 points higher.

Middletown: Wind exposure derived from ingested design wind / climatology tiles.

Monticello: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Middletown: 26/100 · Monticello: 28/100

Monticello is 2 points higher.

Middletown: Lightning exposure derived from ingested climatology tiles.

Monticello: Lightning exposure derived from ingested climatology tiles.

Tornado

Middletown: 4/100 · Monticello: 8/100

Monticello is 4 points higher.

Middletown: Tornado risk derived from NOAA SPC historical reports.

Monticello: Tornado risk derived from NOAA SPC historical reports.

Hail

Middletown: 5/100 · Monticello: 28/100

Monticello is 23 points higher.

Middletown: Hail risk derived from NOAA SPC historical reports.

Monticello: Hail risk derived from NOAA SPC historical reports.

Storm surge

Middletown: Unavailable · Monticello: Unavailable

A score difference cannot be calculated without both sources.

Middletown: Storm surge model is not available for this location yet.

Monticello: Storm surge model is not available for this location yet.

Wildfire

Middletown: 56/100 · Monticello: 57/100

Monticello is 1 points higher.

Middletown: Wildfire exposure derived from ingested fire potential tiles.

Monticello: Wildfire exposure derived from ingested fire potential tiles.

Ingested air quality

Middletown: 32/100 · Monticello: 35/100

Monticello is 3 points higher.

Middletown: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.

Monticello: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.