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City vs city
Lloyd Harbor vs Carmel, NY
Carmel currently scores 3 points higher overall than Lloyd Harbor, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Lloyd Harbor: 31/100 · Carmel: 34/100
Carmel is 3 points higher.
Flood
Lloyd Harbor: 38/100 · Carmel: 41/100
Carmel is 3 points higher.
Wind
Lloyd Harbor: 27/100 · Carmel: 22/100
Lloyd Harbor is 5 points higher.
Lightning
Lloyd Harbor: 17/100 · Carmel: 20/100
Carmel is 3 points higher.
Tornado
Lloyd Harbor: 0/100 · Carmel: 32/100
Carmel is 32 points higher.
Hail
Lloyd Harbor: 3/100 · Carmel: 31/100
Carmel is 28 points higher.
Storm surge
Lloyd Harbor: 99/100 · Carmel: 0/100
Lloyd Harbor is 99 points higher.