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City vs city
Lloyd Harbor vs Carmel, NY
Carmel currently scores 1 points higher overall than Lloyd Harbor, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Lloyd Harbor: 34/100 · Carmel: 35/100
Carmel is 1 points higher.
Flood
Lloyd Harbor: 38/100 · Carmel: 41/100
Carmel is 3 points higher.
Wind
Lloyd Harbor: 27/100 · Carmel: 22/100
Lloyd Harbor is 5 points higher.
Lightning
Lloyd Harbor: 17/100 · Carmel: 20/100
Carmel is 3 points higher.
Tornado
Lloyd Harbor: 0/100 · Carmel: 31/100
Carmel is 31 points higher.
Hail
Lloyd Harbor: 3/100 · Carmel: 30/100
Carmel is 27 points higher.
Storm surge
Lloyd Harbor: 99/100 · Carmel: 0/100
Lloyd Harbor is 99 points higher.