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City vs city

Latham vs Scotia, NY

Latham currently scores 12 points higher overall than Scotia, with the largest gap in hail.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Latham

46/100

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Scotia

34/100

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Hazard breakdown

Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.

Overall

Latham: 46/100 · Scotia: 34/100

Latham is 12 points higher.

Flood

Latham: 28/100 · Scotia: 39/100

Scotia is 11 points higher.

Latham: FEMA NFHL flood zones: 3 features intersect this tile.

Scotia: FEMA NFHL flood zones: 10 features intersect this tile.

Wind

Latham: 18/100 · Scotia: 18/100

No gap.

Latham: Wind exposure derived from ingested design wind / climatology tiles.

Scotia: Wind exposure derived from ingested design wind / climatology tiles.

Lightning

Latham: 23/100 · Scotia: 23/100

No gap.

Latham: Lightning exposure derived from ingested climatology tiles.

Scotia: Lightning exposure derived from ingested climatology tiles.

Tornado

Latham: 0/100 · Scotia: 4/100

Scotia is 4 points higher.

Latham: Tornado risk derived from NOAA SPC historical reports.

Scotia: Tornado risk derived from NOAA SPC historical reports.

Hail

Latham: 100/100 · Scotia: 51/100

Latham is 49 points higher.

Latham: Hail risk derived from NOAA SPC historical reports.

Scotia: Hail risk derived from NOAA SPC historical reports.

Storm surge

Latham: Unavailable · Scotia: Unavailable

A score difference cannot be calculated without both sources.

Latham: Storm surge model is not available for this location yet.

Scotia: Storm surge model is not available for this location yet.

Wildfire

Latham: 77/100 · Scotia: 73/100

Latham is 4 points higher.

Latham: Wildfire exposure derived from ingested fire potential tiles.

Scotia: Wildfire exposure derived from ingested fire potential tiles.

Current air quality

Latham: 28/100 · Scotia: 28/100

No gap.

Latham: Air quality signal derived from the latest EPA AirNow combined AQI grid.

Scotia: Air quality signal derived from the latest EPA AirNow combined AQI grid.