Houghton vs Carmel, NY

Carmel currently scores 15 points higher overall than Houghton, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Houghton

19/100

Carmel

34/100

Hazard breakdown

Overall

Houghton: 19/100 · Carmel: 34/100

Carmel is 15 points higher.

Flood

Houghton: 0/100 · Carmel: 41/100

Carmel is 41 points higher.

Wind

Houghton: 18/100 · Carmel: 22/100

Carmel is 4 points higher.

Lightning

Houghton: 20/100 · Carmel: 20/100

No gap.

Tornado

Houghton: 0/100 · Carmel: 32/100

Carmel is 32 points higher.

Hail

Houghton: 2/100 · Carmel: 31/100

Carmel is 29 points higher.

Storm surge

Houghton: 0/100 · Carmel: 0/100

No gap.

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