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City vs city
Harbor Isle vs Carmel, NY
Harbor Isle currently scores 10 points higher overall than Carmel, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Harbor Isle: 44/100 · Carmel: 34/100
Harbor Isle is 10 points higher.
Flood
Harbor Isle: 78/100 · Carmel: 41/100
Harbor Isle is 37 points higher.
Wind
Harbor Isle: 28/100 · Carmel: 22/100
Harbor Isle is 6 points higher.
Lightning
Harbor Isle: 16/100 · Carmel: 20/100
Carmel is 4 points higher.
Tornado
Harbor Isle: 16/100 · Carmel: 32/100
Carmel is 16 points higher.
Hail
Harbor Isle: 15/100 · Carmel: 31/100
Carmel is 16 points higher.
Storm surge
Harbor Isle: 99/100 · Carmel: 0/100
Harbor Isle is 99 points higher.