City vs city
Harbor Hills vs Carmel, NY
Harbor Hills currently scores 12 points higher overall than Carmel, with the largest gap in storm surge.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Overall
Harbor Hills: 47/100 · Carmel: 35/100
Harbor Hills is 12 points higher.
Flood
Harbor Hills: 28/100 · Carmel: 41/100
Carmel is 13 points higher.
Wind
Harbor Hills: 26/100 · Carmel: 22/100
Harbor Hills is 4 points higher.
Lightning
Harbor Hills: 18/100 · Carmel: 20/100
Carmel is 2 points higher.
Tornado
Harbor Hills: 4/100 · Carmel: 31/100
Carmel is 27 points higher.
Hail
Harbor Hills: 72/100 · Carmel: 30/100
Harbor Hills is 42 points higher.
Storm surge
Harbor Hills: 99/100 · Carmel: 0/100
Harbor Hills is 99 points higher.