Cold Spring Harbor vs Carmel, NY

Cold Spring Harbor currently scores 7 points higher overall than Carmel, with the largest gap in storm surge.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Cold Spring Harbor

41/100

Carmel

34/100

Hazard breakdown

Overall

Cold Spring Harbor: 41/100 · Carmel: 34/100

Cold Spring Harbor is 7 points higher.

Flood

Cold Spring Harbor: 34/100 · Carmel: 41/100

Carmel is 7 points higher.

Wind

Cold Spring Harbor: 28/100 · Carmel: 22/100

Cold Spring Harbor is 6 points higher.

Lightning

Cold Spring Harbor: 16/100 · Carmel: 20/100

Carmel is 4 points higher.

Tornado

Cold Spring Harbor: 0/100 · Carmel: 32/100

Carmel is 32 points higher.

Hail

Cold Spring Harbor: 19/100 · Carmel: 31/100

Carmel is 12 points higher.

Storm surge

Cold Spring Harbor: 99/100 · Carmel: 0/100

Cold Spring Harbor is 99 points higher.

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