Caroga Lake vs Carmel, NY

Carmel currently scores 12 points higher overall than Caroga Lake, with the largest gap in flood.

Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.

Caroga Lake

22/100

Carmel

34/100

Hazard breakdown

Overall

Caroga Lake: 22/100 · Carmel: 34/100

Carmel is 12 points higher.

Flood

Caroga Lake: 0/100 · Carmel: 41/100

Carmel is 41 points higher.

Wind

Caroga Lake: 18/100 · Carmel: 22/100

Carmel is 4 points higher.

Lightning

Caroga Lake: 16/100 · Carmel: 20/100

Carmel is 4 points higher.

Tornado

Caroga Lake: 16/100 · Carmel: 32/100

Carmel is 16 points higher.

Hail

Caroga Lake: 34/100 · Carmel: 31/100

Caroga Lake is 3 points higher.

Storm surge

Caroga Lake: 0/100 · Carmel: 0/100

No gap.

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