City vs city
Carmel vs Siena College, NY
Siena College currently scores 11 points higher overall than Carmel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Siena College: 46/100
Siena College is 11 points higher.
Flood
Carmel: 41/100 · Siena College: 28/100
Carmel is 13 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Siena College: FEMA NFHL flood zones: 3 features intersect this tile.
Wind
Carmel: 22/100 · Siena College: 18/100
Carmel is 4 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Siena College: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Siena College: 23/100
Siena College is 3 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Siena College: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Siena College: 0/100
Carmel is 31 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Siena College: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Siena College: 100/100
Siena College is 70 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Siena College: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Siena College: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Siena College: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Siena College: 77/100
Siena College is 5 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Siena College: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Siena College: 28/100
Carmel is 1 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Siena College: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.