City vs city
Carmel vs Saranac Lake, NY
Carmel currently scores 17 points higher overall than Saranac Lake, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Saranac Lake: 18/100
Carmel is 17 points higher.
Flood
Carmel: 41/100 · Saranac Lake: Unavailable
A score difference cannot be calculated without both sources.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Saranac Lake: Flood model is not available for this location yet.
Wind
Carmel: 22/100 · Saranac Lake: 16/100
Carmel is 6 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Saranac Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Saranac Lake: 16/100
Carmel is 4 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Saranac Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Saranac Lake: 0/100
Carmel is 31 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Saranac Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Saranac Lake: 5/100
Carmel is 25 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Saranac Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Saranac Lake: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Saranac Lake: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Saranac Lake: 46/100
Carmel is 26 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Saranac Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Saranac Lake: 27/100
Carmel is 2 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Saranac Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.