City vs city
Carmel vs Putnam Lake, NY
Carmel currently scores 10 points higher overall than Putnam Lake, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Putnam Lake: 25/100
Carmel is 10 points higher.
Flood
Carmel: 41/100 · Putnam Lake: 23/100
Carmel is 18 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Putnam Lake: FEMA NFHL flood zones: 6 features intersect this tile.
Wind
Carmel: 22/100 · Putnam Lake: 22/100
No gap.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Putnam Lake: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Putnam Lake: 19/100
Carmel is 1 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Putnam Lake: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Putnam Lake: 8/100
Carmel is 23 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Putnam Lake: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Putnam Lake: 8/100
Carmel is 22 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Putnam Lake: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Putnam Lake: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Putnam Lake: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Putnam Lake: 68/100
Carmel is 4 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Putnam Lake: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Putnam Lake: 29/100
No gap.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Putnam Lake: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.