City vs city
Carmel vs North Hills, NY
North Hills currently scores 20 points higher overall than Carmel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · North Hills: 55/100
North Hills is 20 points higher.
Flood
Carmel: 41/100 · North Hills: 26/100
Carmel is 15 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
North Hills: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Carmel: 22/100 · North Hills: 27/100
North Hills is 5 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
North Hills: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · North Hills: 17/100
Carmel is 3 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
North Hills: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · North Hills: 0/100
Carmel is 31 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
North Hills: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · North Hills: 85/100
North Hills is 55 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
North Hills: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · North Hills: 99/100
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
North Hills: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Carmel: 72/100 · North Hills: 84/100
North Hills is 12 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
North Hills: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · North Hills: 47/100
North Hills is 18 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
North Hills: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.