City vs city
Carmel vs Niagara Falls, NY
Carmel currently scores 11 points higher overall than Niagara Falls, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Niagara Falls: 24/100
Carmel is 11 points higher.
Flood
Carmel: 41/100 · Niagara Falls: 22/100
Carmel is 19 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Niagara Falls: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Carmel: 22/100 · Niagara Falls: 17/100
Carmel is 5 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Niagara Falls: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Niagara Falls: 32/100
Niagara Falls is 12 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Niagara Falls: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Niagara Falls: 4/100
Carmel is 27 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Niagara Falls: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Niagara Falls: 35/100
Niagara Falls is 5 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Niagara Falls: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Niagara Falls: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Niagara Falls: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Niagara Falls: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Niagara Falls: Wildfire model is not available for this location yet.
Current air quality
Carmel: 29/100 · Niagara Falls: 35/100
Niagara Falls is 6 points higher.
Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Niagara Falls: Air quality signal derived from the latest EPA AirNow combined AQI grid.