City vs city
Carmel vs New York, NY
New York currently scores 17 points higher overall than Carmel, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · New York: 52/100
New York is 17 points higher.
Flood
Carmel: 41/100 · New York: 50/100
New York is 9 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
New York: FEMA NFHL flood zones: 10 features intersect this tile.
Wind
Carmel: 22/100 · New York: 24/100
New York is 2 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
New York: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · New York: 19/100
Carmel is 1 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
New York: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · New York: 0/100
Carmel is 31 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
New York: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · New York: 54/100
New York is 24 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
New York: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · New York: 99/100
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
New York: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Carmel: 72/100 · New York: 78/100
New York is 6 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
New York: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · New York: 37/100
New York is 8 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
New York: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.