City vs city
Carmel vs Munsey Park, NY
Munsey Park currently scores 20 points higher overall than Carmel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Munsey Park: 55/100
Munsey Park is 20 points higher.
Flood
Carmel: 41/100 · Munsey Park: 26/100
Carmel is 15 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Munsey Park: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Carmel: 22/100 · Munsey Park: 27/100
Munsey Park is 5 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Munsey Park: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Munsey Park: 17/100
Carmel is 3 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Munsey Park: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Munsey Park: 0/100
Carmel is 31 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Munsey Park: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Munsey Park: 85/100
Munsey Park is 55 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Munsey Park: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Munsey Park: 99/100
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Munsey Park: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Carmel: 72/100 · Munsey Park: 84/100
Munsey Park is 12 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Munsey Park: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Munsey Park: 47/100
Munsey Park is 18 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Munsey Park: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.