City vs city
Carmel vs Gowanda, NY
Carmel currently scores 9 points higher overall than Gowanda, with the largest gap in flood.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Gowanda: 26/100
Carmel is 9 points higher.
Flood
Carmel: 41/100 · Gowanda: 15/100
Carmel is 26 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Gowanda: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Carmel: 22/100 · Gowanda: 18/100
Carmel is 4 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Gowanda: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Gowanda: 29/100
Gowanda is 9 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Gowanda: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Gowanda: 8/100
Carmel is 23 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Gowanda: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Gowanda: 14/100
Carmel is 16 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Gowanda: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Gowanda: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Gowanda: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Gowanda: 57/100
Carmel is 15 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Gowanda: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Gowanda: 38/100
Gowanda is 9 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Gowanda: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.