City vs city
Carmel vs Garden City, NY
Garden City currently scores 20 points higher overall than Carmel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Garden City: 55/100
Garden City is 20 points higher.
Flood
Carmel: 41/100 · Garden City: 26/100
Carmel is 15 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Garden City: FEMA NFHL flood zones: 1 features intersect this tile.
Wind
Carmel: 22/100 · Garden City: 27/100
Garden City is 5 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Garden City: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Garden City: 17/100
Carmel is 3 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Garden City: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Garden City: 0/100
Carmel is 31 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Garden City: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Garden City: 85/100
Garden City is 55 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Garden City: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Garden City: 99/100
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Garden City: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Carmel: 72/100 · Garden City: 84/100
Garden City is 12 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Garden City: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Carmel: 29/100 · Garden City: 47/100
Garden City is 18 points higher.
Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Garden City: Air quality signal derived from the latest EPA AirNow combined AQI grid.