City vs city
Carmel vs Fulton, NY
Carmel currently scores 2 points higher overall than Fulton, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Fulton: 33/100
Carmel is 2 points higher.
Flood
Carmel: 41/100 · Fulton: 41/100
No gap.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Fulton: FEMA NFHL flood zones: 9 features intersect this tile.
Wind
Carmel: 22/100 · Fulton: 17/100
Carmel is 5 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Fulton: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Fulton: 12/100
Carmel is 8 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Fulton: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Fulton: 15/100
Carmel is 16 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Fulton: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Fulton: 49/100
Fulton is 19 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Fulton: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Fulton: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Fulton: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Fulton: 61/100
Carmel is 11 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Fulton: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Carmel: 29/100 · Fulton: 36/100
Fulton is 7 points higher.
Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Fulton: Air quality signal derived from the latest EPA AirNow combined AQI grid.