City vs city
Carmel vs Fishers Island, NY
Carmel currently scores 11 points higher overall than Fishers Island, with the largest gap in wildfire.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Fishers Island: 24/100
Carmel is 11 points higher.
Flood
Carmel: 41/100 · Fishers Island: 0/100
Carmel is 41 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Fishers Island: FEMA NFHL flood zones: 4 features intersect this tile.
Wind
Carmel: 22/100 · Fishers Island: 36/100
Fishers Island is 14 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Fishers Island: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Fishers Island: 10/100
Carmel is 10 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Fishers Island: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Fishers Island: 8/100
Carmel is 23 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Fishers Island: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Fishers Island: 4/100
Carmel is 26 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Fishers Island: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Fishers Island: 96/100
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Fishers Island: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Wildfire
Carmel: 72/100 · Fishers Island: 5/100
Carmel is 67 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Fishers Island: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Fishers Island: 33/100
Fishers Island is 4 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Fishers Island: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.