City vs city
Carmel vs Elma Center, NY
Carmel currently scores 5 points higher overall than Elma Center, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Carmel: 35/100 · Elma Center: 30/100
Carmel is 5 points higher.
Flood
Carmel: 41/100 · Elma Center: 38/100
Carmel is 3 points higher.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Elma Center: FEMA NFHL flood zones: 8 features intersect this tile.
Wind
Carmel: 22/100 · Elma Center: 18/100
Carmel is 4 points higher.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Elma Center: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Carmel: 20/100 · Elma Center: 30/100
Elma Center is 10 points higher.
Carmel: Lightning exposure derived from ingested climatology tiles.
Elma Center: Lightning exposure derived from ingested climatology tiles.
Tornado
Carmel: 31/100 · Elma Center: 8/100
Carmel is 23 points higher.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Elma Center: Tornado risk derived from NOAA SPC historical reports.
Hail
Carmel: 30/100 · Elma Center: 23/100
Carmel is 7 points higher.
Carmel: Hail risk derived from NOAA SPC historical reports.
Elma Center: Hail risk derived from NOAA SPC historical reports.
Storm surge
Carmel: Unavailable · Elma Center: Unavailable
A score difference cannot be calculated without both sources.
Carmel: Storm surge model is not available for this location yet.
Elma Center: Storm surge model is not available for this location yet.
Wildfire
Carmel: 72/100 · Elma Center: 55/100
Carmel is 17 points higher.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Elma Center: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Carmel: 29/100 · Elma Center: 38/100
Elma Center is 9 points higher.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Elma Center: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.