City vs city
Binghamton vs Carmel, NY
Binghamton currently scores 3 points higher overall than Carmel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality is a current EPA AirNow signal; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Binghamton: 38/100 · Carmel: 35/100
Binghamton is 3 points higher.
Flood
Binghamton: Unavailable · Carmel: 41/100
A score difference cannot be calculated without both sources.
Binghamton: Flood model is not available for this location yet.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Binghamton: 19/100 · Carmel: 22/100
Carmel is 3 points higher.
Binghamton: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Binghamton: 17/100 · Carmel: 20/100
Carmel is 3 points higher.
Binghamton: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Binghamton: 0/100 · Carmel: 31/100
Carmel is 31 points higher.
Binghamton: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Binghamton: 100/100 · Carmel: 30/100
Binghamton is 70 points higher.
Binghamton: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Binghamton: Unavailable · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Binghamton: Storm surge model is not available for this location yet.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Binghamton: 56/100 · Carmel: 72/100
Carmel is 16 points higher.
Binghamton: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Current air quality
Binghamton: 34/100 · Carmel: 29/100
Binghamton is 5 points higher.
Binghamton: Air quality signal derived from the latest EPA AirNow combined AQI grid.
Carmel: Air quality signal derived from the latest EPA AirNow combined AQI grid.