City vs city
Binghamton University vs Carmel, NY
Carmel currently scores 3 points higher overall than Binghamton University, with the largest gap in tornado.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Binghamton University: 32/100 · Carmel: 35/100
Carmel is 3 points higher.
Flood
Binghamton University: Unavailable · Carmel: 41/100
A score difference cannot be calculated without both sources.
Binghamton University: Flood model is not available for this location yet.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Binghamton University: 19/100 · Carmel: 22/100
Carmel is 3 points higher.
Binghamton University: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Binghamton University: 17/100 · Carmel: 20/100
Carmel is 3 points higher.
Binghamton University: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Binghamton University: 0/100 · Carmel: 31/100
Carmel is 31 points higher.
Binghamton University: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Binghamton University: 60/100 · Carmel: 30/100
Binghamton University is 30 points higher.
Binghamton University: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Binghamton University: Unavailable · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Binghamton University: Storm surge model is not available for this location yet.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Binghamton University: 62/100 · Carmel: 72/100
Carmel is 10 points higher.
Binghamton University: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Binghamton University: 34/100 · Carmel: 29/100
Binghamton University is 5 points higher.
Binghamton University: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.