City vs city
Bellerose Terrace vs Carmel, NY
Bellerose Terrace currently scores 12 points higher overall than Carmel, with the largest gap in hail.
Use this comparison for relocation decisions, insurance shopping, and hazard-prioritized mitigation planning.
Hazard breakdown
Scores describe each city’s reference grid tile, not every property. A missing model is unavailable, not zero risk. Air quality uses an ingested EPA AirNow snapshot and may not reflect current conditions; other factors describe baseline exposure. The overall score blends different hazards and is not a probability of damage. Read the scoring methodology and sources.
Overall
Bellerose Terrace: 47/100 · Carmel: 35/100
Bellerose Terrace is 12 points higher.
Flood
Bellerose Terrace: 28/100 · Carmel: 41/100
Carmel is 13 points higher.
Bellerose Terrace: FEMA NFHL flood zones: 5 features intersect this tile.
Carmel: FEMA NFHL flood zones: 7 features intersect this tile.
Wind
Bellerose Terrace: 26/100 · Carmel: 22/100
Bellerose Terrace is 4 points higher.
Bellerose Terrace: Wind exposure derived from ingested design wind / climatology tiles.
Carmel: Wind exposure derived from ingested design wind / climatology tiles.
Lightning
Bellerose Terrace: 18/100 · Carmel: 20/100
Carmel is 2 points higher.
Bellerose Terrace: Lightning exposure derived from ingested climatology tiles.
Carmel: Lightning exposure derived from ingested climatology tiles.
Tornado
Bellerose Terrace: 4/100 · Carmel: 31/100
Carmel is 27 points higher.
Bellerose Terrace: Tornado risk derived from NOAA SPC historical reports.
Carmel: Tornado risk derived from NOAA SPC historical reports.
Hail
Bellerose Terrace: 72/100 · Carmel: 30/100
Bellerose Terrace is 42 points higher.
Bellerose Terrace: Hail risk derived from NOAA SPC historical reports.
Carmel: Hail risk derived from NOAA SPC historical reports.
Storm surge
Bellerose Terrace: 99/100 · Carmel: Unavailable
A score difference cannot be calculated without both sources.
Bellerose Terrace: Storm surge exposure derived from NOAA SLOSH MOM (AGL) data.
Carmel: Storm surge model is not available for this location yet.
Wildfire
Bellerose Terrace: 81/100 · Carmel: 72/100
Bellerose Terrace is 9 points higher.
Bellerose Terrace: Wildfire exposure derived from ingested fire potential tiles.
Carmel: Wildfire exposure derived from ingested fire potential tiles.
Ingested air quality
Bellerose Terrace: 48/100 · Carmel: 29/100
Bellerose Terrace is 19 points higher.
Bellerose Terrace: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.
Carmel: Air quality score derived from the latest ingested EPA AirNow AQI grid; may not reflect current conditions. See methodology for the recorded ingest date.